FIFO mental health claims
Research and Royal Commission inquiries have documented elevated rates of:
- Major depression and anxiety
- Suicide and self-harm
- Substance use disorder
- Relationship breakdown and dependency
- Sleep disorders
FIFO mental health claims are increasingly accepted by state workers compensation schemes. Detailed psychiatric evidence linking the FIFO pattern (length of swing, on-site conditions, isolation, relationship strain) to specific clinical findings is the foundation.
Physical injury patterns
FIFO physical injuries reflect the underlying industries (mining, construction, oil and gas) plus FIFO-specific factors:
- Fatigue-related injuries during long shifts
- Acute injuries on site (vehicle, equipment, manual handling)
- Travel injuries (charter flights, helicopters, vehicle to/from camps)
- Camp injuries (slips, falls, recreational facilities)
Travel coverage — when does workers comp start?
Most state workers compensation schemes cover:
- Travel between camp and worksite (typically yes)
- Charter flights organised by the employer (typically yes)
- Travel from home airport to base airport (varies by state — covered in some, not others)
- Recreation injuries at camp (some yes, some no)
The exact "in the course of employment" boundary differs by state and by the specific FIFO arrangement. Get specialist advice on your circumstances.
TPD considerations for FIFO workers
FIFO workers commonly hold higher-than-average super balances and significant default cover through industry funds (AustralianSuper, Equip Super, BUSSQ, etc.). Where mental health or chronic conditions prevent return to FIFO work, TPD claims commonly succeed because:
- "Any Occupation" tests favour workers whose realistic suitability is FIFO mining/construction
- Income protection commonly held alongside TPD
- Multiple super accounts from different employers create multi-fund opportunities