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NT MAC Scheme Claims
NT Motor Accident Eligibility Check
Receive income, medical and lump-sum benefits through the Territory Insurance Office MAC scheme.
The NT Motor Accidents Compensation (MAC) scheme is no-fault, run through the Territory Insurance Office (TIO). Anyone injured in an NT motor accident can claim regardless of fault. Lump-sum payments are available for permanent impairment.
- No-fault MAC scheme via TIO
- Income replacement and medical cover
- Lump sums for permanent impairment
- 12-month lodgement window
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An enquiry is not a commitment. You decide whether to take anything further.
Information for every state and territory
Australia-wide
Plain-English guides to the compensation schemes in each Australian state and territory.
Northern Territory motor accident compensation
The NT runs a no-fault MAC scheme through Territory Insurance Office (TIO). The scheme is funded by an annual MAC premium on Territory vehicle registrations and provides comprehensive coverage to all injured Territorians regardless of fault.
Cities and regions covered
Darwin, Palmerston, Alice Springs, Katherine, Tennant Creek and remote NT communities.
NT MAC claim FAQs
Plain-English answers about Northern Territory motor accident claims.
Reviewed by CompoCheck Editorial Team · Last updated
How do I lodge an NT MAC claim?
Lodge with TIO Motor Accidents Compensation at tio.com.au. You'll need accident details, vehicle registration, medical certificate, earnings evidence and any police report number. TIO acknowledges the claim and assigns a case manager.
Who is eligible under the MAC scheme?
Anyone injured in an NT motor accident: drivers, passengers, motorcyclists, cyclists and pedestrians. The scheme is no-fault, funded by an annual MAC premium on NT vehicle registrations.
What does MAC pay for?
Reasonable and necessary medical, rehabilitation, dental and equipment costs. Loss of earnings (capped weekly amount) where you cannot work. Permanent impairment lump sums for whole-person impairment of 5%+. Travel to treatment costs.
How long do I have to lodge?
Lodge within 12 months of the accident. Late claims may be accepted with reason. Common-law damages claims have a 3-year limitation period.
How your NT MAC claim gets handled
Enquiries you submit are sent to the advertising law firm for your state and claim type.
- 01
Take the 30-second survey
Answer a few simple questions about your injury. No legal jargon, just the facts.
- 02
Your enquiry goes to an advertising law firm
Your enquiry goes to a law firm that advertises on CompoCheck for your state and claim type.
- 03
The firm contacts you
The firm can discuss your situation with you directly. Whether you go further is up to you.
Check if you may have a claim.
A free 60-second check and a way to contact a law firm in your state.