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ACT MAI Scheme Claims
ACT MAI Claim Eligibility Check
Receive defined benefits regardless of fault, plus common-law damages where another driver was at fault.
The ACT introduced its hybrid Motor Accident Injuries (MAI) Scheme in 2020. Anyone injured in an ACT motor accident gets defined benefits regardless of fault. Common-law damages apply for serious injuries caused by another driver's negligence. Lodge defined benefits within 13 weeks.
- Hybrid no-fault and fault scheme
- Defined benefits within 13 weeks
- Common-law damages for serious injuries
- Includes drivers, passengers, pedestrians, cyclists
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ACT Motor Accident Injuries Scheme
The ACT's hybrid scheme (introduced February 2020) is administered by licensed MAI insurers and overseen by the ACT Government MAI Commission. Defined benefits cover everyone injured in an ACT motor accident regardless of fault. Common-law damages remain available for serious injuries caused by another driver's negligence.
What you can claim
- Defined benefits: Income replacement (95% then 80% of pre-injury earnings, capped), medical and treatment, attendant care, and quality of life payment.
- Common-law damages: For serious injuries, past and future economic loss, future care, and pain and suffering.
Cities and regions covered
Canberra, Queanbeyan and the surrounding NSW border regions.
ACT MAI claim FAQs
Plain-English answers about the ACT Motor Accident Injuries Scheme.
Reviewed by CompoCheck Editorial Team · Last updated
How do I lodge an ACT MAI claim?
Lodge through Access Canberra or directly with one of the licensed MAI insurers (NRMA, AAMI/Suncorp, GIO, APIA). The defined benefits process is quick: lodge an Application for Defined Benefits within 13 weeks for full backdated entitlements. The insurer must respond within set timeframes.
What are defined benefits under the ACT MAI Scheme?
Defined benefits cover anyone injured in an ACT motor accident regardless of fault: income replacement (capped weekly), reasonable medical and treatment expenses, attendant care for serious injuries, and quality of life payment for impairment. Defined benefits typically run for up to 5 years post-accident, depending on injury severity.
Can I pursue common-law damages in the ACT?
Yes, where you've been seriously injured by another driver's negligence and your injury meets the threshold under the Motor Accident Injuries Act 2019. Common-law damages can include past and future economic loss, future care, and pain and suffering on top of defined benefits.
How long do I have to lodge?
Defined benefits should be lodged within 13 weeks of the accident for full backdated entitlements. Common-law damages claims have a 3-year limitation period.
How your ACT MAI claim gets handled
Enquiries you submit are sent to the advertising law firm for your state and claim type.
- 01
Take the 30-second survey
Answer a few simple questions about your injury. No legal jargon, just the facts.
- 02
Your enquiry goes to an advertising law firm
Your enquiry goes to a law firm that advertises on CompoCheck for your state and claim type.
- 03
The firm contacts you
The firm can discuss your situation with you directly. Whether you go further is up to you.
Check if you may have a claim.
A free 60-second check and a way to contact a law firm in your state.