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ACT MAI Scheme Claims

ACT MAI Claim Eligibility Check

Receive defined benefits regardless of fault, plus common-law damages where another driver was at fault.

The ACT introduced its hybrid Motor Accident Injuries (MAI) Scheme in 2020. Anyone injured in an ACT motor accident gets defined benefits regardless of fault. Common-law damages apply for serious injuries caused by another driver's negligence. Lodge defined benefits within 13 weeks.

  • Hybrid no-fault and fault scheme
  • Defined benefits within 13 weeks
  • Common-law damages for serious injuries
  • Includes drivers, passengers, pedestrians, cyclists
Check My ACT MAI Claim

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CTP, TAC, MAIC, ICWA, icare, WorkCover, ReturnToWorkSA, every Australian compensation scheme.

ACT Motor Accident Injuries Scheme

The ACT's hybrid scheme (introduced February 2020) is administered by licensed MAI insurers and overseen by the ACT Government MAI Commission. Defined benefits cover everyone injured in an ACT motor accident regardless of fault. Common-law damages remain available for serious injuries caused by another driver's negligence.

What you can claim

  • Defined benefits: Income replacement (95% then 80% of pre-injury earnings, capped), medical and treatment, attendant care, and quality of life payment.
  • Common-law damages: For serious injuries, past and future economic loss, future care, and pain and suffering.

Cities and regions we cover

Canberra, Queanbeyan and the surrounding NSW border regions.

ACT MAI claim FAQs

Plain-English answers about the ACT Motor Accident Injuries Scheme.

Reviewed by CompoCheck Editorial Team · Last updated

How do I lodge an ACT MAI claim?
Lodge through Access Canberra or directly with one of the licensed MAI insurers (NRMA, AAMI/Suncorp, GIO, APIA). The defined benefits process is quick: lodge an Application for Defined Benefits within 13 weeks for full backdated entitlements. The insurer must respond within set timeframes.
What are defined benefits under the ACT MAI Scheme?
Defined benefits cover anyone injured in an ACT motor accident regardless of fault: income replacement (capped weekly), reasonable medical and treatment expenses, attendant care for serious injuries, and quality of life payment for impairment. Defined benefits typically run for up to 5 years post-accident, depending on injury severity.
Can I pursue common-law damages in the ACT?
Yes, where you've been seriously injured by another driver's negligence and your injury meets the threshold under the Motor Accident Injuries Act 2019. Common-law damages can include past and future economic loss, future care, and pain and suffering on top of defined benefits.
How long do I have to lodge?
Defined benefits should be lodged within 13 weeks of the accident for full backdated entitlements. Common-law damages claims have a 3-year limitation period.
How it works

How your ACT MAI claim gets handled

An ACT-admitted lawyer handles your matter end to end.

  1. 01

    Take the 30-Second Survey

    Answer a few simple questions about your workplace injury. No legal jargon, just the facts.

  2. 02

    Free Case Review

    Our intake team and partner law firms evaluate your claim and contact you within hours.

  3. 03

    Get Your Settlement

    If your case qualifies, we pursue maximum compensation. You pay nothing unless we win.

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