SA WPI calculator
Indicative SA WPI range
Indicative SA lump sum (RTW Act, 2024-25)
South Australian WPI scheme
SA workers compensation operates under the Return to Work Act 2014 (RTW Act), administered by ReturnToWorkSA (RTWSA). The scheme uses Whole Person Impairment to determine:
- Lump-sum non-economic loss compensation (NEL) above 5% WPI
- Lump-sum economic loss compensation
- 'Seriously injured worker' (SIW) status above 30% WPI
- Lifetime treatment and care cover for SIW
AMA 5th edition (with SA modifications)
SA WPI is assessed under the AMA Guides 5th edition with state modifications. The assessment is performed by an accredited Impairment Assessor who:
- Confirms maximum medical improvement (MMI) is reached.
- Examines each affected body region under the relevant AMA chapter.
- Applies clinical and objective measures (range of motion, neurological deficit, imaging).
- Apportions pre-existing impairment.
- Combines multiple impairments per the Combined Values Chart.
- Issues a formal report.
SA WPI thresholds
| Claim type | Threshold |
|---|---|
| Non-economic loss (NEL) lump sum | 5% WPI minimum |
| Economic loss lump sum (mid-tier) | 5% - 29% WPI scale |
| 'Seriously injured worker' (SIW) status | 30% WPI |
| SIW: lifetime support | Automatic with SIW |
| Common-law negligence damages | Available where employer negligence proved (separate from RTW Act lump sums) |
SA WPI lump-sum scale (2024-25 approximate)
The Return to Work Act provides separate lump-sum payments for non-economic loss (NEL) and economic loss. Approximate combined ranges:
| WPI | Approx. NEL lump sum | Approx. economic loss |
|---|---|---|
| 5-10% | $10,000 - $30,000 | Limited / nil |
| 11-15% | $30,000 - $55,000 | $10,000 - $30,000 |
| 16-20% | $55,000 - $80,000 | $30,000 - $50,000 |
| 21-29% | $80,000 - $200,000 | $50,000 - $100,000 |
| 30%+ (SIW) | $250,000+ | Lifetime income support |
Always check the published current scale on the RTWSA website for exact amounts. Rates CPI-index annually.
30% WPI: "seriously injured worker" status
Reaching 30% WPI in SA triggers 'seriously injured worker' (SIW) status under the Return to Work Act. SIW status is one of the most valuable determinations in Australian workers compensation - it materially changes the lifetime value of a claim:
- Lifetime medical and treatment. All reasonable medical, treatment, rehabilitation, equipment, and care - covered for life.
- Income support to retirement. Weekly benefits continue beyond the standard caps applied to non-SIW workers.
- Substantial NEL lump sum. $250,000+ for non-economic loss.
- Care and assistance. Including paid attendant care for serious conditions.
- Common-law damages. SIW status doesn't preclude separate common-law negligence claims where employer breach can be proved.
For workers whose WPI sits at 28-29%, careful preparation - thorough treating doctor reports, all body regions assessed, secondary impacts captured (e.g. depression secondary to chronic pain), and properly applied Combined Values Chart - can be the difference between non-SIW (limited support) and SIW (lifetime support).
SA common-law access
SA workers comp common-law damages run separately from the Return to Work Act statutory scheme. Common-law claims require proof of employer negligence (breach of duty of care) and follow general personal injury principles. They cover:
- Past and future loss of earnings
- Past and future medical and care expenses
- General damages for pain and suffering (capped under the Civil Liability Act 1936)
- Loss of superannuation
- Out-of-pocket expenses
Unlike workers comp lump sums, common-law claims aren't gated by WPI threshold - any provable injury caused by negligence can support a claim. They run alongside Return to Work Act payments (subject to refund of certain amounts).
Free SA WPI claim assessment An SA workers comp specialist will assess your matter and identify whether you're approaching SIW (30%) status →